Emmoke Finanzplan

Free trial · Windows and Android · iPhone in preparation

Job, side business, household and taxes – in one program.

See at a glance what your side business really leaves you with next to your job.

Write invoices, cash-basis accounting (EÜR), tax planning, utility costs and contracts – software for employees with a side business and for small businesses in Germany. Your data stays encrypted with you.

No sale, no subscription, no payment details · no cloud required

Emmoke Finanzplan overview with key figures and tasks (sample data)
AES-256encrypted on your device
2026 valuesGerman tax, small business rules, benefits
PC + phonesame data via your own cloud folder
Freetrial version, no subscription

The finance hub for people with a job and a side business

  • What is left after tax? Emmoke calculates what your side business really earns after tax on top of your salary – and how much you should set aside each month.
  • Your data belongs to you. No account with the vendor, no advertising, no sharing. Everything encrypted on your PC or in your own cloud folder.
  • Reminds you instead of forgetting. Overdue invoices, notice periods, tax deadlines, meter readings – the bell reminds you in time.
  • Home under control. Rent and heating costs, meters, contracts and a cost check with saving tips.
  • Easy to understand. Explanation on every button, illustrated manual. The program itself is in German.
Net calculator: what the side business leaves next to the job (sample data)

Calculator: What is left from your side business?

Just try it: tap or type a turnover, adjust costs and salary – the result changes immediately. The calculation uses the same logic as the net calculator in the program.

Quick turnover:
per monthper year
Profit
− Income tax (additional)
− Trade tax
− Health/care insurance
− Chamber fee (IHK)
= set aside
left for you

Good to know

    Example calculation – not tax advice. German tax year 2026, no children, church tax optional 9 %, side business next to employment (statutory health insurance via the job), values between steps interpolated. The program calculates your exact case with your own data. Your input stays in your browser.

    What Emmoke looks like

    Real views from the program – with the sample data “Max Mustermann”. The program interface is in German.

    Sample invoice as PDF
    What an invoice looks like (PDF)
    Tax interview with tax barometer
    Tax overview with barometer
    Home cost check
    Cost check: rent, heating, savings
    Housing costs with and without heating
    Housing costs with and without heating
    Contracts with notice periods
    Contracts and notice periods
    Meters with projection
    Meters with projection
    Task board
    Task board
    Legal form comparison
    Legal form comparison
    Emmoke app on an Android phone
    The app on your phone

    What Emmoke does for you

    Six areas – in one bar at the top, no searching. Every page explains itself and shows what to do next.

    Work & business

    Write invoices with PDF and e-mail, quotes, payment reminders, cash-basis accounting (EÜR), mileage log, time tracking, employees and subcontractors.

    Taxes

    Tax planning for job and business, tax interview, savings check, values for ELSTER, deadlines and checking the tax assessment with objection deadline.

    Home & utility costs

    Housing costs with and without heating, cost check with tariff rating, meters with projection, mortgage, benefits such as child benefit or housing benefit.

    Company & legal form

    From small trade to GmbH: obligations per legal form, legal form comparison, small business threshold with traffic light.

    Calendar & tasks

    Appointments with reminders, task board, weekly plan based on your free time, sync with Outlook.

    Contracts & documents

    Contracts with notice periods and cancellation letters, receipts on every entry, archive by year and type.

    Also on your phone

    • Android: app (APK) available for testing now – with the most important features of the PC program.
    • Google Play: in preparation.
    • iPhone & iPad: in preparation (App Store).
    • Sync PC and phone: via your own cloud folder (OneDrive, Google Drive, iCloud) – the data stays encrypted.
    Emmoke app on a phone

    How your data is protected

    🔒 Your data is stored encrypted. Your financial data is protected with modern AES-256-GCM encryption. The password is not stored. Backups and cloud sync also only use the encrypted file.

    Technical details
    • AES-256-GCM: all data is stored in one encrypted file. GCM also detects if the file has been tampered with.
    • Your password is never stored. The key is derived from it with PBKDF2-SHA512 (600,000 iterations) – which makes guessing very expensive.
    • Recovery key: in addition you get a random key once to print out. Without the password and without this key nobody can open the data – not even the vendor.
    • Backups and cloud sync use the same encrypted file. OneDrive, Google Drive or iCloud only see encrypted data.
    • Your responsibility: PDF invoices, Excel or CSV exports that you save or send are normal files – keep them carefully.

    Free trial

    Emmoke Finanzplan is under development and is currently not for sale. You can try the program for free:

    • 30 days with all features – no registration, no payment details, no subscription
    • Would you like to test longer? Shortly before the end you can extend the trial in the program twice for free by 30 days each (up to 90 days) – after that on request with a short e-mail.
    • Your data stays encrypted on your device.

    Pre-release version: features may change or contain errors. Please back up your data regularly.

    Go to download

    Download

    Version · Free trial. The program and the manual are in German.

    Please confirm first – then the download buttons are unlocked.

    Windows 10/11

    Setup for the PC (64-bit). Requires .NET 10 – the setup offers it if needed.

    Download for Windows

    Android

    App file (APK). Open it on your phone and allow “install from this source”. Google Play in preparation.

    Download for Android

    iPhone & iPad

    The iPhone app is in preparation and will appear in the App Store.

    Coming soon

    View user manual (PDF, German) · Step-by-step guide

    Provider: Emmoke – Sewar Khalil, sole proprietorship in Dessau-Roßlau (Germany) · Legal notice · Third-party licenses

    Official downloads are only available via this site emmoke.github.io – the files are hosted on GitHub in the account “Emmoke”. After downloading, check the SHA-256 checksum (Windows: Get-FileHash file in PowerShell). The Android app is signed with the certificate shown above; Android only installs updates signed with the same certificate. The Windows setup is not yet signed with a purchased code-signing certificate – Windows SmartScreen may therefore show a warning. Changelog and all versions.

    Who develops Emmoke?

    Emmoke is a small sole proprietorship from Dessau-Roßlau, Germany, owner Sewar Khalil. The program grew out of a personal Excel plan for job, business and household and is being developed step by step. Feedback and wishes are welcome: emmoke@outlook.de.

    Provider information: Legal notice

    Opinions & reviews

    How do you like Emmoke? Your opinion helps to improve the program.

    Your review

    How we check reviews: We only publish reviews that reach us by e-mail from testers who agreed to publication. We read every review before publishing, publish positive and negative ones alike and only remove insulting or unlawful content. Nothing is paid or offered for reviews.

    Frequently asked questions

    Where is my data stored?

    Encrypted on your PC. If you use PC and phone, you choose your own cloud folder (OneDrive, iCloud Drive, Google Drive). The vendor has no access.

    Can I buy Emmoke?

    No, not at the moment. Emmoke is only available as a free trial. There are no costs and no subscription.

    Will Emmoke cost something later?

    That has not been decided yet. If there is a paid version later, it will be clearly announced in advance – nobody will be charged automatically, and your data from the trial is kept.

    What happens after 30 days?

    From 5 days before the end you can extend the trial in the program twice for free by 30 days each – up to 90 days in total. After that, a further extension is free by e-mail. Your data is always kept.

    Does Emmoke replace a tax advisor?

    No. Emmoke estimates taxes, prepares values for ELSTER and reminds you of deadlines. This is not tax or legal advice; binding are the tax office, tax advisors and lawyers. Price ratings in the cost check are guide values, not offers.

    Which language is the program in?

    The program, the app and the manual are in German, because they follow German tax and business rules. This website is available in German, English and Arabic.

    Who is Emmoke for?

    For employees with a side business, small businesses (Kleinunternehmer), self-employed people up to a small GmbH in Germany – and for everyone who wants to keep track of household, utility costs and contracts.